摘要
文章结合中国的国际收支、国内外利差和中国的通货膨胀情况这三类经济基本面因素研究了人民币升值压力的来源。分析发现近期人民币汇率已经不存在大幅低估甚至可能高估,无需一次性大幅升值。近期人民币升值压力主要源于以美国为首的其他国家的外部施压。因此,中国不应一味的迷信于经济学理论,也不应一味的屈从于美国等国家的施压,应当着眼于中国经济改革与发展的实际需要采取相应的应对措施。
In recent years, the reform of China’s banking industry has made remarkable achievements,and the overall strength has significantly increased. To some extent, unreasonable equity structure affects the efficiency of the banking industry governance. Furthermore, under the background of interest rate liberalization and capital requirements of the Basel Ⅲ, the development of banking industry is facing new challenges. The paper puts forward some suggestions in order to promote the healthy development of the banking industry.
关键词
人民币汇率争议
升值压力
应对措施
汇率形成机制改革
banking industry
ownership structure
capital adequacy ratio
interest rate liberalization
