新疆喀什农村新型养老保险实施情况及效果分析

An Analysis of Implementation and Effect of New Rural Endowment Insurance in Kashgar

建立新型社会养老保险是加快建立覆盖城乡居民社会保障体系的必然要求。喀什农村人口所占比重较大,对新型农村养老保险的需求尤为迫切。调查数据显示,新农保确实从一定程度上缓解了农民的养老压力,但现阶段农民的参保依然受到经济条件、文化水平、思想观念等因素的制约,且在政策的执行中存在保险激励机制不够健全、当地居民"等靠要"的依赖心理严重等问题。今后应通过明确责任、提高人口素质、完善激励机制和网络系统等途径促进新型农村养老保险制度的顺利推行,切实解决农民老有所养的问题。

Establish a new type of social endowment insurance is necessary to speed up establishing social security system covering both urban and rural residents. Kashgar rural population accounts for a larger proportion, the demand for the new rural endowment insurance is particularly urgent. Survey data show that the new agricultural insurance is from a certain extent, alleviate the pressure the farmers＇ pension, but at this stage the farmers＇ joining insurance is still influenced by such factors as economic conditions, educational levels, ideology, and so on, and in the implementation of policies, such problems as imperfect insurance incentive mechanism, local residents relying on psychology are seriously. Therefore, making clear the responsibility in the future, improving population quality, perfecting the incentive mechanism and the network system are needed to promote the implementation of new rural endowment insurance system smoothly.