农村低收入人群疾病经济风险的医疗保障问题研究综述

Comprehensire Review on Medical Insurance Problems Analysis of Disease Economic Risk for Low-income Group in Rural Areas

目的:明晰低收入人群的内涵和界定方法,总结农村低收入人群的疾病经济风险现状及医保制度对其疾病经济风险的分担效果。方法:通过文献研究,系统回顾国内外农村低收入人群疾病经济风险的相关研究成果。结果:不同医保制度抵御低收入人群的疾病经济风险的能力存在差异。结论:有必要在合理界定低收入人群的基础上,增强医保制度对农村低收入人群疾病经济风险的分担能力。

Objective： To clarify the meaning and definition method of low-income group, summarize the current economic risk of disease for rural low-income group and the risk pooling effect of medical insurance system. Methods： Using literature research method to systematically review the relevant studies of economic risk of disease effects of various medical insurance systems are different. Conclusion： for low-income group in rural areas. Results： The risk pooling On the basis of defining low-income group scientifically, it is necessary to promote the economic risk protection effect of medical security schemes for low-income group in rural area.