上海自贸区对我国养老保险服务市场的影响

The Impact of Shanghai Free Trade Zone on Pension Insurance Market

目前我国是世界上唯一一个老年人口接近2亿的国家,且正在以每年3%以上的速度在增长。庞大的老年人群体对医疗、护理等养老服务有着巨大的需求。这一需求单靠政府的力量是不可能满足的,亟待社会多元资本的参与。根据上海自贸区的总体方案,外商独资的医疗机构获得了准入的机会,因此,对我国医疗保险产品的创新和发展,以及老年医疗服务的提供有很好的借鉴作用,进而为外资参与养老服务领域提供了可能,带动我国养老服务市场的升级。

At present, China is the only one country with an aging population of nearly 200 million, and growing at an annual rate of more than 3%. Large group of pension service such as medical treatment and nursing care are needed, which can＇t be provided only by the government. To this end, the state council has issued rules to encourage and guide the private capital and foreign capital into the pension service market. Whith the foundation of China （Shanghai） free trade zone, wholly foreign-owned medical institutions get access to China＇s medical treatment insurance market, which would promote innovations of medical insurance products and offer experience to upgrad China＇s pension service market.