摘要
本文分析了2013年我国人身保险费率政策改革的基本思路、具体内容和配套改革,梳理了我国人身保险预定利率调整历程及背景,提出本次费率调整将会极大地释放寿险业发展空间;激励保险公司加强产品和服务的创新;助推风险保障业务发展和人身保险产品结构调整等影响。
The paper analyzes the basic idea, concrete content and compound reforms of life insurance premium rate policy reform in 2013 in China, sums up the book interest rate adjustment course and background of China＇s life insurance, puts forward that the pre- mium rate adjustment will greatly release the development space of the life insurance, encourage insurance companies to strengthen the innovation of the products and services, and push the development of the risk guarantee business and the structure adjustment of life insurance products, etc.
出处
《西部金融》
2013年第10期22-24,29,共4页
West China Finance
关键词
保险业
费率调整
金融创新
insurance industry
premium rate adjustment
financial innovation
