政府行为与中小企业融资困境破解——基于序列博弈和委托代理的研究

The Government Behavior and SMEs Financing Dilemma Cracked

中小企业是市场经济的重要组成部分,是推动我国经济发展的主要动力之一,由于金融危机的冲击,中小企业融资难的问题日益突出。本文通过构建博弈模型和委托代理模型分析政府、银行各方的行为倾向对中小企业融资效率的影响,得出一些启发性的结论。

SMS enterprises are an important part of the Marketing economy, and are a main driving force to promote our country＇s economic development. The financing problem of SMS enterprises has become more and more serious due to the financial crisis. This article will draw some creative conclusions by building game model and principal-agent model to analyze the influences of the behavior of the government and bank on the efficiency of the SMS enterprises.