我国信贷市场逆向选择风险研究

Reseuch to the Adverse Selection Risk in the Chinese Credit Market

通过建立一博弈模型对我国信贷市场逆向选择风险进行了研究 ,说明了在多变量约束条件下 ,逆向选择行为的复杂性 ,并对我国信贷市场目前的一些现象做出了实证解释。

The article studies the adverse selection risk in the chinese credit market throngh establishing a game model, demostrates the complexity of advese selection under the vestraint of several vavibles and illustrates some phenomena of chinese present credit menleet.