摘要
中小企业的发展是一个国家经济发展的不懈动力,也是国家经济是否有活力的关键因素,但长期以来,我国中小企业在融资方面屡遇困境。在此背景下,以博弈论的全新视角研究江苏省泰州市中小企业银行融资难的问题,利用完全信息动态博弈模型就银行资本与中小企业的融资难问题进行动态分析,运用复制动态方程做出协调均衡的相位图,得出该地区解决融资难的最优解,并从目标层、基础层、操作层等层面提出金融制度创新的建议与意见。
The growth of the small and medium enterprise (SME) is not only an unremitting power of national economic development, but also the key factor in the national economic vitality. For a long time, China's small and medium enterprises have been faced with financing troubles time and again. Accordingly, the paper expounds the bank financing difficulties of SMEs of Taizhou, Jiangsu Prov- ince in a brand-new perspective of game theory, analyzes dynamically the problems in bank capital and SME financing by the use of a complete information dynamic game model, and then obtains an optimal solution to the financing difficulties in this area with a coordinated equilibrium phase diagram made by the replicated dynamics equation. As a result, the suggestions and comments on the innovation of financing system are put forward from the perspectives of target, ground and operation.
出处
《西安建筑科技大学学报(社会科学版)》
2013年第6期35-40,共6页
Journal of Xi'an University of Architecture & Technology(Social Science Edition)
基金
泰州市科技金融领域中小企业银行融资问题的探究--基于博弈论视角(SSF20130013)