摘要
互联网金融是互联网与金融两大行业的有机对接,这使其在继承两大行业各自的风险基础上形成了独特的综合性风险。不同服务供给主体,运营风险是有显著区别的,对风险加以区分才能实现合理有效监管。因此,在探讨互联网金融内涵与优势的基础上,对其三大服务主体、四大运营模式及十个核心风险进行分析,提出了合理监管互联网金融的基本思路。
Internet finance is the integral link of Internet and finance,which makes it form the unique comprehensive risk on the basis of inheriting the risks of the two industries. Operational risks of different service suppliers vary greatly,and only by distinguishing the risks can we achieve reasonable and effective regulation. Therefore,based on exploring the meaning and advantages of internet finance,the paper makes an analysis on three service agents,four operating modes and ten core risks,proposing a reasonable idea for regulation of Internet finance.
出处
《征信》
北大核心
2013年第12期10-14,共5页
Credit Reference
关键词
服务主体
互联网金融
风险比较
监管
service agents
Internet finance
comparison of risks
regulation
