村镇银行接入征信系统预期收益和成本实证分析

An Empirical Analysis on Expected Revenues and Costs of Village Banks' Access into Credit Reference System

建立村镇银行接入征信系统的收益成本比较模型,并以内蒙古兴安盟地区的实例进行实证分析,结果显示,村镇银行接入征信系统的收益远远高于成本,这对村镇银行和征信中心具有重要的启示意义。

By establishing a comparison model for revenues and costs of village banks ＇ access into the credit refer- ence system, The paper made an empirical analysis on the cases of Xinganmeng in Inner Mongolia. The results show that revenues far outweigh the costs, which has important implications for village banks and credit reference center.