陕西省个人结售汇发展趋势及其影响因素分析

The Analysis on the Development Trend of Individual Foreign Exchange Surrender and Purchase and Its Influencing Factors in Shaanxi Province

当前,在我国居民可支配收入逐年提高背景之下,个人消费性用汇需求不断增长,个人结售汇规模不断扩大。尤其是出国留学、旅游购物用汇增长迅猛,陕西省个人结售汇已连续5年出现逆差,与全国个人结售汇顺差形势相背离。本文通过实证研究分析陕西省个人结售汇影响因素,研判个人结售汇发展趋势,并提出相关建议。

At present, under the background of the increase of the residents＇ disposable income year by year in China, individual demands for foreign exchange consumption have risen, and the scale of individual foreign exchange surrender and purchase has also expanded unceasingly, especially the foreign exchange consumption on overseas study, tourism and shopping is growing rapidly. In Shaanxi province, individual foreign exchange surrender and purchase has a deficit for five consecutive years, which deviates from the national situation. Through the empirical analysis on the influencing factors of individual foreign exchange surrender and purchase in Shaanxi province, the paper studies and judges the development trend of individual foreign exchange surrender and purchase, and puts forward related suggestions.