我国农村资金互助社监管法律制度的完善

On the Perfection of the Legal Supervisory System of Rural Fund Mutual Cooperative in China

农村资金互助社是合作金融机构,对其监管的法律制度依然存在着监管主体不明、市场准入条件过高等问题,建议从明确监管主体、降低市场准入条件、适当放松运营监管、强化内控制度建设和健全市场退出机制等五个方面进行完善。

The rural fund mutual cooperative is one cooperative financial institution. The legal supervisory system has exposed some problems： the lack of appropriate regulatory body, the high conditions of market access and so on. This paper puts forward some suggestions on the perfection of the legal supervisory system of rural fund mutual cooperative in China, mainly including making the regulatory body clear, lowering the market access restrictions, relaxing operation supervision, strengthening the internal control system and perfecting the market exit mechanism.