民间金融与中小微企业耦合协调发展的关系研究——基于浙江省台州市数据的检验和分析

Coordination Model Coupled with Relationship between Private Finance and Small and Micro Enterprises——Based on Data Analysis of Taizhou

针对目前中小微企业融资难的现象,以浙江省台州市为例,借用耦合协调度模型,在阐述民间金融与中小微企业相互作用机理的基础上,剖析了台州民间金融与中小微企业的耦合协调状况。研究结果表明:台州民间金融与中小微企业之间具有显著的耦合协调关系。从长期看台州民间金融能够为当地中小微企业发展提供有力支持,但短期看两者耦合协调发展的程度还较低,应优化金融结构、规范现有金融法律和法规,努力促进台州民间金融与中小微企业耦合协调发展。

In the light of financing difficulty for medium-sized, small and micro enterprises, the mechanism of action between private finance and medium-sized, small and micro enterprises was represented by coupling coordination degree model, based on that the coupling of both private finance and medium-sized, small and micro enterprises. Taking city of Taizhou for example, the results show that there is obvious coupling coordination relationship between private finance and medium-sized, small and micro enterprises in Taizhou. From a long-term point of view, private finance of Taizhou can give enough support to local medium-sized, small and micro enterprises, but there is few coupling between them in the short term. The suggestion to promote the coupling coordination development between the private finance and medium-sized, small and micro enterprises of Taizhou is given at last.