农村金融发展与农民收入的相关性分析——基于广东省1990-2011年数据的实证

PThe Correlation Analysis of Rural Financial Development and Farmers' Income——Based on 1990 to 2011's Data of Guangdong Province

本文在分析相关文献基础上,运用农村金融的相关理论及对数据进行修正后对广东省1990-2011年的农村金融发展和农民收入增长的关系进行了回归分析,对农村金融发展与农民收入相关性的已有文献的一些结论进行验证。实证得出农村金融发展效率是农民收入影响最大的因素,而农村金融发展规模和结构却对农民增收带来反向作用。最后对如何提高农民收入提出相关建议。

This paper provides regression analysis with the data of 1990-2011 year, Guangdong Province, based on the analysis of relevant literature and relevant theories of rural finance, to test some of the existing literature＇s conclusions about the rural financial development and farmers＇ income. The obtained evidence shows that Rural Financial Development Efficiency is the biggest factor affecting farmers＇ income, but the size and structure bring reverse effect to the financial development of farmers. Finally, this paper makes relevant recommendations to improve farmers＇ income.