农村小额贷款公司生存与发展亟需解决的瓶颈问题

Survival Environment and Development Measures for Small Loan Companies in Rural Areas

作为服务于"三农"一类新生机构,小额贷款公司灵活游走于官方借贷与民间借贷之间,其"短小快"的特点为"三农"经济发展起到了很好的促进作用,但是其"只贷不存"的特点及缺少财税支持等瓶颈决定了其在竞争中的弱势地位,需要为其发展寻求有利的经济与法律环境。

As a kind of new financial institutions, the small loan companies operated between the established formal loan institution and the informal private borrowing activities have shown certain advantages to help the economic development of vast rural areas, but several disadvantages make them in a rather weak competitive position, some measures are needed to create a favorable economic and legal environment for their development.