中国保理业务发展中存在的问题及对策

China factoring business development's existing problem and coimtermeasure

随着国际贸易的迅速发展和全球买方市场的形成,中国保理业务无论是从业务量还是保理商的数量来看都发展迅速。但是同时也存在着监管缺乏法理依据、机构多元化程度低、专业人才缺乏、业务风险大等问题。本文从建立健全保理业务相关法律法规体系、加快推进保理机构多元化、加强保理行业组织和人才队伍建设和加强社会征信体系的建设等方面提出了对策建议。

With the quick development of international trade and the formation of buyer＇s market, the factoring industry in China has developed quickly in terms of business volume and number of factors. At the same time there are some problems such as the lack of supervision laws and regulations, non-diversification of factors, lack of professional personnel and high business risks. The paper then offer some suggestions： the relevant laws and regulations system should be established, the factors should be diversified, the industry organization should be strengthened and personnel should be trained, the social credit system should be established.