商业银行与深港文化产业的金融对接——以建行为例

Commercial band and Shenzhen & Hongkong culture industry's financial butt joint take constraction baiik as example

发展文化产业需完善投资和融资体系,实现文化产业资金来源的多元化。本文通过分析建设银行在深港两地文化产业金融服务状况,提出商业银行与文化产业金融对接的建议:创建"债权投资与股权投资双轨并行"的投贷联动模式;构建和完善文化资产价值担保和评估制度;借助金融创新打通个人向文化企业直接投资的渠道。

To develop cultural industries, the investment and financing system need to be improved so as to realise the diversification of funding sources. This paper analyzes the financial services of China Construction Bank in Shenzhen and Hong Kong＇s cultural industries, and gives suggestions regarding the financial joint between commercial banks and cultural in- dustries. Measures, which include creating ＂dual investment of debt and equity＂mode, building and improving the evaluation system of cultural assets, opening up the investment channels of personal direct investment to cultural enterprises, are advocated.