“适应性”农村金融改革与民间资本突围

On the Applicability-oriented Rural Financial Reform and the Breakthrough of Private

我国新一轮农村金融改革迫切需要一种新型改革模式来指导,"适应性"改革模式强调基于农村实际,诱导组织创新,培育农村金融市场机制,同时严格规范政府行为。"适应性"农村金融改革需要实现民间资本在农村金融领域的突围,当前我国民间资本在农村金融领域没有取得实质性突破,使新型农村金融组织不具有"适应性"。应该处理好金融制度创新与风险防范的关系,减少管制,规范监管,界定和规范政府与市场行为。

The ＂applicability＂ mode of rural financial reform in China stresses on organizational innovation, development of market mechanism on the rural basis and strict regulation of government behaviors as well as the breakthrough of private capital in the field of economy in rural areas. We should correctly handle the relationship between the financial system innovation and risk prevention, reduce financial control, regulate supervision, define and specify behaviors of the government and market.