利率市场化落下一只靴子

Interest Rate Liberation:Another Boot to Drop

即使另一只靴子落下来一一放开存款利率的上限，对于企业和个人储户来说也不会有“跑赢”通胀的存款利率，保值增值还是要靠资产配置和财富管理。

But it is soon denied by banks,after all the era of planned economy is long gone.Banks need to watch out for themselves and they will never sacrifice their own benefits to rescue enterprises just on the account of any administrative order.Wang Tao,China's chief economist of UBS,agrees that loan rate can not be truly kept down with the lower limit off while not increasing money supply.