一种基于双因素认证的移动支付安全技术研究

Research on the Technology of Mobile Payment Security Based on Two-factor Authentication

移动支付的安全性一直是制约手机支付发展的最大问题,文章阐述了远程支付的安全技术并分析了各种技术的利弊,同时提出了一种基于移动设备序列号的双因素认证方式。

The safety of mobile payment is the biggest barrier that restricting the development of mobile payment industry .The article describes the technology of remote payment security and analyzes the advantages and disadvantages of the technologies ,then proposes a two-factor authentication method which based on the IMEI of mobile devices.