涉农贷款与农民收入关系实证研究——以易县农村信用社为例

An Empirical Research on the Relationship between Agriculture-Related Loans and Farmer Income——Evidence from Yi County Rural Credit Cooperatives

农村金融机构是促进农民增收的重要力量,但我国现阶段金融体系服务农民增收的力量相对薄弱,农村信用社是支农的主力军,而其自身能力有限,很难独立支撑起服务"三农"的重任。本文主要以农业信贷政策理论、农民收入增长理论为依据,灵活运用多种计量方法对易县农村信用社涉农贷款与农民收入关系进行研究,得出相应结论,为促进易县农民收入增长提出建议。

Rural financial institution is an important force of promoting farmers＇ income, but the financial system of servicing farmers＇ income at the present stage in China is relatively weak, the rural credit cooperatives are the main force in agriculture, and its own ability is limited, the task is very difficult to support the independence of service problems facing agriculture, rural areas and farmers. This dissertation mainly in agricultural credit theory, the farmers＇ income growth theory, flexibly using various measurement methods of the relation about agricultural loans of Yi County Rural Credit Cooperatives and farmers＇ income, and I put forward the corresponding conclusions and suggestions for promoting Yi County farmers＇ income growth.