中国农村建立社会保险制度的必要性、可行性和模式选择

The Necessity,Feasibility and Model Selecting of Building Rural Social Insurance System in China

改革开放以来 ,我国农村经济有了很大发展 ,许多地区的农民已经开始富裕起来 ,农村的社会经济结构也发生了很大的变化。社会主义市场经济体制的建立 ,农村人口老龄化与家庭小型化趋势的加强 ,乡镇企业和农村现代化的发展 ,决定了我国农村建立社会保险制度的必要性和可行性。从我国的实际出发 ,立足国情 ,有计划有步骤地建立起以社会养老保险和社会医疗保险为主 ,其它社会保障和商业人身保险为辅的灵活可调的具有中国特色的农村社会保险体系是颇具理性的选择。

Since the reforming and opening began,the rural economy has been developing rapidly.Many peasants have become richer,and the structure of rural economy has changed a lot.The following aspects lead to the necessity and feasibility of building rural social insurance system,such as the building of socialist market economic system,the tendency of population growing to the old age and that of small_scale families in rural area,the developing of town enterprises and modernization,ect.Based upon the necessity conditions,building a rural social insurance system with the characteristics of China is a rational choice.At present,we should recognize the speciality of the rural social insurance system correctly.