利率市场化对西部民族地区经济发展影响探析

The Impact of Interest Rate Market to the Economic Development in Western Minority Areas

西部民族地区金融市场和企业的特点以及其经济、社会、技术、文化和观念等方面的特殊性,决定了利率市场化将给其经济发展带来较大的负面影响。金融机构和企业应对此作出积极的变革,创新经营和管理模式,提高抗风险能力,同时国家更应该研究制定相应的优惠和奖励政策,既要增加该地区的金融供给,又要降低企业的融资成本,切实采取措施保护其经济发展,否则将难以摆脱"低收益-低投入-低产出-低积累"的低水平恶性循环陷阱。

The characteristics of Financial Markets and enterprises in Western Minority Areas, and the specificities of their economic, social, technological, cultural and concept etc, determine that the interest rate market will bring a greater negative impact to its economic development. The financial institutions and enterprises should give a positive change, innovative business and management model to improve the ability to resist risks, also, the Government should study and formulate the corresponding preferential policies and incemives, both to increase the supply of Financial, but also reduce financing costs, and take measures to protect its economic development, or it will be ditlcult to get rid of the vicious cycle of low-level trap ＂low income-low investment-low outputs-low accumulation ＂