互联网金融与传统银行业的比较

Comparison between Internet Banking and Traditional Banking

2013年,互联网金融是最受关注的话题之一。本文以相对狭义的互联网金融,即互联网企业在金融领域的创新与发展为关注点,分析比较互联网金融与传统金融在客户对象、业务性质、监臂环境等方面的差异,并提出有关互联网金融与传统行业之间关系、未来需要进一步讨论的问题。

Internet banking is one of the most popular topics in 2013. In this paper, considering a relatively narrow Internet banking, that is the innovation and development of Internet companies in the financial sector, as a concern, the differences between Internet banking and traditional banking in terms of target customers, business nature, regulatory environment, etc were analyzed, and about the relationship between the Iuternet and traditional financial industry and the future needs issues for further discussion were proposed.