国有商业银行产权制度改革绩效评析

Analysis on the performance of the reform of property right system in the state- owned commercial banks

本文将产权改革因素纳入国有商业银行绩效分析框架中,跟踪分析和研究了国有商业银行的绩效问题。文章依托产权理论,运用国有商业银行产权改革开始至2011年的相关数据,采用财务指标分析方法对国有商业银行相对绩效水平和产权改革前后的变化进行了度量,得出了我国国有银行在产权制度改革后,绩效提升幅度在整体上市银行中保持领先的结论。在梳理我国国有商业银行产权改革过程的主要问题的基础上,本文提出了提升我国国有商业银行绩效的产权改革思路。

We incorporate the factor of property right reform into the framework of performance analysis of state- owned commercial banks. We trace, analyze and study their performance. Relying on the theory of property rights, we use the related data of property right reform of state - owned commercial banks from the beginning to 2011, and adopt the method of financial indicator analysis to measure their relative performance level and the changes before and after the reform, to draw the conclusion that the increase level of their performance stay ahead of all the listed banks after the reform. By reviewing the major problems in the process of the property right reform of Chinese state - owned commercial banks, we propose the thinking on the property right reform of their performance.