摘要
本文对我国商业银行风险处置的价值定位及有关市场退出的法律体系进行了梳理,探讨提出了我国存款保险机制的主要框架,对存款保险立法的四种模式进行了比较选择,建议尽快制定《存款保险条例》,并通过司法实践逐步完善存款保险机制与银行破产退市程序的有效衔接。
The paper overviews the value orientation of China＇ s commercial bank risk handling and the legal system concerning the market exit, attempts to put forward the main framework of the deposit insurance system in China, compares four patterns of de- posit insurance legislation, and proposes suggestions such as developing the deposit insurance regulations as soon as possible and gradually improving the effective connection between the deposit insurance mechanism and bankruptcy delisting procedures via the ju- dicial practices.
出处
《西部金融》
2014年第1期24-29,共6页
West China Finance
关键词
商业银行
存款保险
commercial bank
deposit insurance
