摘要
企业信用评价是商业银行贷款风险管理的重要一环。本文针对企业信用评价体系的主要内容,提出了运用财务报表分析企业信用的具体思路,并在此基础上,强调了运用财务报表分析时应注意的问题。
The enterprise credit evaluation is an important part of the loan risk management of the commercial banks. Aiming at the main content of the enterprise credit evaluation system, the paper puts forward the ideas about how to use the financial statement to analyze the enterprise credit, and emphases the issues that should be paid attention to when using the financial statement analysis.
出处
《西部金融》
2014年第1期72-74,共3页
West China Finance
关键词
财务报表分析
企业信用
风险管理
financial statement analysis
enterprise credit
risk management