商业银行资产与负债结构分析

Structural analysis of asset and liability in commercial banks

资产与负债是商业银行最基本的两项业务 .商业银行通过对其资产和负债的调整去实现自身的经营方针及目标 .以实证分析的方法，对中国主要商业银行与国外商业银行在资产与负债结构上进行对比，以期找出差距与不足，从而给出结构调整建议 .

： The asset and liability are two most basic business in commercial banks.The commercial bank realizes its managerial target and policy through the adjustment of its asset and liability.This paper tries to compare the main domestic commercial banks with foreign commercial banks in the aspect of structure of asset and liability with the method of positivism analysis.So as to find out the drawbacks and differences and make suggestions in structural adjustment.