应收账款融资——中国民营中小制片企业最有效的融资模式

Accounts Receivable Financing:The Most Effective Financing Model for Small and Medium Movie Production Firms in China

本文论证一个观点:应收账款融资模式是当前我国民营中小制片企业最有效的融资模式。当前,中国民营中小制片企业普遍面临融资难的问题,影视企业内源性与外源性融资中的各种模式普遍很难奏效,而应收账款融资模式能够帮助我国民营中小制片企业有效融资,因为它能解决我国民营中小制片企业在传统银行信贷中所遇到的诸如价值评估、担保、信用评级、投资回报低对银行缺乏激励等问题,同时,它还能降低项目运作及融资方的违约风险。

Accounts receivable financing is the most effective financing pattern for small and medium movie production firms in China. In recent years, they find it difficult to get financed. Present financing model can hardly solve this problem. Accountsreceivable financing, however, is the most effective financing model for small and medium movie production firms, because it can deal with the problems that traditional bank credit cannot solve, such as value assessment, guarantee, credit rating and low returns. At the meantime, it can reduce operational and default risks.