基于公司治理视角的我国上市银行风险控制能力实证分析

本文以我国上市的16家银行为研究对象,根据其2013年半年度报告,基于公司治理视角,选取9个具有代表性的指标,利用SPSS19.0软件对我国上市银行风险控制能力进行因子分析。实证结果表明,基于选定的指标和数据,各种机制的重要性按递减顺序为:内部治理中的股东治理机制、外部治理中的资本充足率监管机制和信息披露机制、内部治理中的董事会治理机制。为提高风险控制能力,加强和完善我国上市银行公司治理,应从优化银行股权结构、强化监管机制、重视境外战略投资者、完善治理机制方面作出努力。

Taking 16 Chinese listed banks for the study, and according to their semi -annual reports in 2013, this paper selects nine representative indicators to perform the factor analysis on the risk control abilities of Chinese listed banks from the perspective of corporate governance with the SPSS19. 0. The empirical results show that, based on selected indicators and data, efforts should be made in optimizing the bank equity structure, enhancing the supervision mechanism, emphasizing foreign strategic investors and improving governance mechanism as to improve risk control abilities and strengthen the corporate governance of Chinese listed banks.