我国国有商业银行表外业务存在问题及解决对策

The Existent Problems and Countermeasures on China's State-owned Commercial Banks' Off-balance-sheet Activities'

该文通过阐述我国国有商业银行表外业务发展中的情况和特点,根据其出现的品种单一、业务量少、区域发展不均衡和管理不规范等问题,相应地提出了加快金融创新、提高对其业务重要性的认识和业务营销水平、加强银行间区域合作和完善相关规章制度建设等合理的对策,以期能对我国金融业的发展提供些许有益的参考。

The thesis elaborates that China~ state - owned commercial banks＇ off - batance - sheet activities＂ current situation, is directed against the problems that existed in the Chinag state - owned commercial banks＇ off - balance - sheet activities＇ （OBSA） development, such as varieties＂ singleness, lack of the volume of business, the imbalance of regional development and the management is not standard. Corresponding to the above problems, It puts forward the following rational countermeasures： speeding up the financial innovation of 0BSA, raising aware- ness of the importance of OBSA, strengthening regional cooperation between banks, and improving and perfecting the relevant rules and regulations, in order to provide some beneficial reference to the development of Chinag finan- cial industry.