韩国科技与金融的结合机制研究

Research on the Combination Mechanism of Technology and Finance of South Korea

在现代经济中,科技和金融是社会生产力中最活跃的要素,金融对科技的发展能产生积极的促进作用,科技与金融相结合已成为科技发展的必然要求。韩国科技与金融结合的运行机制主要包括财政与政策性信贷机制、信用担保机制、风险投资机制和科技资本市场机制。其中,财政与政策性信贷机制包括财政拨款与政策性贷款机制、金融机构对科技型中小企业的金融支持机制。韩国的科技金融是一种以政府为主导的机制,同时,信用担保基金、风险投资企业和资本市场也发挥着重要的作用。总体而言,韩国科技与金融相结合的运行机制是有效的,金融对科技的支持效果是明显的。

In the modem economy, technology and finance have become the most active factors productivity, finance has a positive effect on the development technology, and the combination of technology and finance is an inevitable requirement of technological development. The combination mechanism of technology and finance of South Korea includes the fiscal and credit policy mechanisms, credit policy mechanisms, credit guarantee mechanism, risk investment mechanism and technological capital market mechanisms. Among them, the fiscal and credit policy mechanisms, including the South Korean government＇s financial allocation mechanisms, policy loans mechanisms, and financial support mechanisms of financial institutions for SME. The combination of technology and finance of South Korea is a kind of strong government-led mechanism, while the credit guarantee fund, venture capital firms and capital markets also playes an important role. Overall, the combination mechanism of technology and finance of South Korea is efficient, and the results is significant.