几种电子支付方式的比较研究

A comparative Study of Several Electronic Payment Methods

随着电子商务技术的不断发展,可选用的电子支付方式也越来越多。选取当前使用频率较高的第三方支付、网上银行支付、POS机支付、移动支付、电话支付等几种支付方式作为研究对象,通过问卷调查、数据分析,对各种支付方式的特点、发展趋势、存在的问题等情况进行了研究。

With the rapid development in e- business technologies, there are more and more available electronic payment methods. The paper selects several frequently used payments methods, namely third party payment, e- bank payment, payment through POS machines, mobile payment and phone payment, as study objects. By means of questionnaires and data analysis, the author studies the characteristics, trends and problems of the selected payment methods.