4Joseph E. Stiglitz, Andrew Weiss, Credit Rationing in Markets withImperfect Information [J]. The American Economic Review, 1981,71 (3):393-410.
5Banerjee, A.V., Besley, T., Guinnane, T.W., The Neighbor's Keeper:The Design of a Credit Cooperative with Theory and a Test [J].0uarterly Journal of Economics. 1994:109.
6Mckinnon R, Ronald I. Money and capital in economic development [M]. Washington, DC: Brooking Institution, 1973.
7Shaw P, Edward G. Finance deepening in economic development [M], Oxford County:Oxford University Press, 1973.
