摘要
邮储银行自推出个人理财业务以来,理财产品规模得到了快速增长,但个人理财业务体系还有较大提升空间。文章针对邮储银行个人理财业务发展现状做深入剖析,查找问题和探寻引发原因所在,并分别从宏观层面和微观层面提出了促进邮储银行个人理财业务健康发展的具体对策。
Since the introduction of personal finance business of postal savings bank of china, bank financial product size is getting rapid growth, but the personal finance business system there is large space of ascension. Ai- ming at present situation for the development of personal finance business of postal savings banks of China, the pa- per does further analysis, finds the problems and explores the cause, and puts forward the concrete countermeasures to the healthy development of personal finance business of the postal savings banks from the macro level and micro level respectively.
出处
《金融教育研究》
2014年第1期16-21,共6页
Research of Finance and Education
关键词
邮储银行
个人理财业务
邮政金融体制
理财产品设计
postal savings banks of China
personal finance business
the postal financial system
financialproduct design