公司治理与银行稳定的关系研究

Research on the Relationship between Corporate Governance and Banking Stability

国际金融危机致使大量银行倒闭,暴露出银行公司治理问题,公司治理缺陷成为影响银行稳定运行的重要因素。本文以公司治理为视角,以公司治理与银行稳定的关系为研究对象,探讨并剖析了公司治理通过股权结构、董事会、激励机制和监管等渠道影响银行稳定运行的机理,运用熵权法确定了公司治理在银行稳定评价指标体系中的权重,对我国2002-2012年银行稳定程度进行了测算和判断,并提出了加强银行公司治理建设、维护银行稳定的努力方向。

The international financial crisis resulting in a large number of bank failures exposed the bank corporate governance issues. Defects of corporate governance are important reasons affecting on bank stability. From the perspective of corporate governance, this paper studies on the object of relationship between corporate governance and banking stability. Then it investigates and analyzes the impact of the corporate governance mechanism through channels of ownership structure, board, incentives and regulatory on banking stable operation. Using entropy method to determine the weight of corporate governance in the banking stability evaluation index system, estimates and judges the degree of banking stability in 2002 - 2012. Finally, the paper proposes direction for strengthening bank corporate governance construction and maintaining banking stability.