ISO 20022在银行卡支付行业的应用研究

The Study Of ISO 20022 Applied in Bank Card Payment Industry

对基于XML的ISO 20022金融通用报文的标准特性进行了介绍,并在银行卡支付差错处理业务领域借鉴ISO 20022的思想设计了基于XML的报文接口,对ISO 20022在我国银行卡支付行业中的应用前景进行了分析,从而为银行卡支付行业标准体系XML化发展提供了有益探索。

This Paper presents ISO 20022＇Financial services Universal financial industry message schema＇, designs the message interface based on XML in bank card error handling, and analyzes its application prospect in bank card payment industry through developing XML message of bankcard payment dispute resolution.