摘要
商业银行绩效评价是指从商业银行的经营现状出发,基于各种理论基础用各种评价方法,通过定量、定性对比分析来考核评价银行的盈利能力、业务发展状况、资产风险状况和持续发展能力。对目前中国商业银行现有的绩效评价体系所涉及的理论基础和评价方法进行分析和比较,指出不足之处,并在现有的评价方法的基础上从宏观层面和微观层面提出完善和改进意见。
The performance evaluation of commercial Banks refers to starting from the present situation of commercial Banks, based on the theo-retical basis in a variety of evaluation methods, through quantitative and qualitative analysis to assess the banks profitability, business development, asset risks and sustainable development ability. With the existing performance evaluation method analyzed and compared, this paper points out deficien-cy, analyzes the reasons, puts forward perfection and improvement opinions on the basis of the existing evaluation methods from the macro levels and micro levels.
基金
"基于经济资本的商业银行绩效评价指标的应用研究"课题成果之一
项目编号JB13335S
关键词
绩效评价
经济资本
平衡计分卡
主成分分析
performance evaluation
economic capital
balanced scorecard
principal component analysis
