摘要
贷款风险评估已逐渐成为商业银行信货管理的一项核心内容,对商业银行业务发展与风险控制的平衡具有重要作用。本系统运用J2EE技术,通过对现有的评价方法进行总结和完善,针对如何从庞杂的指标体系中筛选出能够较为准确地反映企业财务状况的定量指标及相关定性指标,提出了综合评价法。
The loan risk assessment of commercial bank has become a core content of commercial bank’s credit management; it plays an important role in the balance of development of commercial bank’s business and risk control. This system use the J2EE technology, will summarize and improve the existing evaluation methods on how to filter the quantitative indicators and qualitative indicators from vast and complex system which can accurately reflect the relative financial conditions and propose a comprehensive evaluation method.
出处
《宁波职业技术学院学报》
2014年第1期105-108,共4页
Journal of Ningbo Polytechnic
关键词
风险评估
J2EE
指标
信贷管理
综合评价法
risk assessment
J2EE
index
credit management
comprehensive evaluation method
