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P2P网络贷款为商业银行发展带来的机遇和挑战——以“开鑫贷”银网合作项目为例 被引量：7

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摘要 本文以"开鑫贷"银网合作项目为例,指出与P2P网络贷款平台合作不仅有助于商业银行稳定存款、增加中收和培育客户,而且为其开辟诸多新兴金融市场提供了新的发展思路;但同时,该类合作也对商业银行的传统业务拓展、电子渠道安全和法规政策适应性等方面提出了更高的要求。面对P2P网络贷款迅猛成长的趋势,我国商业银行应充分认识与"开鑫贷"等P2P网贷平台合作的重要性,丰富P2P网贷行业的银网合作内涵,助推P2P网贷市场的生态环境建设,更好地应对P2P网络贷款业务带来的机遇和挑战。
作者 周振
机构地区 建设银行江苏省分行
出处 《市场周刊》 2014年第3期85-87,77,共4页 Market Weekly
关键词 P2P网络贷款 商业银行 “开鑫贷”银网合作项目 机遇和挑战
分类号 F832.33 [经济管理—金融学]
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共引文献88

同被引文献52

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市场周刊
2014年 第3期

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