农户农村土地经营权抵押融资需求意愿分析——基于辽宁省385个农户的调查

Analysis of Household'Demand to Rural Land Management Rights Mortgage Financing: Based on a Survey of 385 Farmers in Liaoning Province

本文以辽宁省14个市385个农户为样本,对农户农村土地经营权抵押融资需求及其影响因素进行了系统分析。研究发现,受教育程度、土地面积、家庭年收入、贷款利率和对政策的认知与农户农地经营权抵押融资需求意愿显著正相关;家庭人口数与农地经营权抵押融资需求意愿呈负相关。据此提出加快农村土地流转、支持农户土地规模经营、推进农村社会保障体系建设、出台农地经营权抵押的相关法律法规、加大宣传力度、提升农户政策认知程度等建议。

This paper has carried on the system analysis on the household rural land management rights mortgage financing demand and its influence factors using 385 samples randomly selected from 14 cities in Liaoning province. Studies show that education,land area,household income,loan rate and appreciation of policy have positive correlation to the demand willingness of household to the policy; Family population has negative correlation to it. Finally proposals of accelerating the circulation of rural land,supporting rural land scale management,promoting the rural social security system,promulgating laws and regulations about rural land management rights mortgage,strengthening propaganda,improving household ' policy cognition degree are put forward.