财政补贴对农业保险市场的影响初探——以盐城为例

Study on Effect of Policy- oriented Agricultural Insurance Subsidies——A Case Study on Yancheng

在财政大力支持"三农"的背景下,政策性农业保险是解决"三农"问题的重要配套性措施,这有利于促进农业可持续发展、稳定社会、建设社会主义新农村。由于农业保险属于准公共物品,在财政补贴下用logit研究盐城市农户参保的需求要素,为扩大农业保险范围提供参考。使用协整方法检验,并进一步对结果进行误差修正,得出保险公司农业保费的收入与赔付的关系,阐释财政补贴对商业保险公司承办农业保险的重要影响和促进作用。

In the context of strong fiscal support the ＂Problems about Agriculture, Ruralareas and Peasantry＂, Policy - oriented agricultural insurance is important supporting measures to solve this problem, which is conducive to the promotion of sustainable agricultural development, social stability , and building a new socialist countryside. As Agricultural insurance is a quasi - public goods, article in financial subsidies background using the logit method to study the needs of elements of Yancheng farmers in- sured, reference to expand the scope of agricultural insurance. This paper uses cointegration test and error correction model re- search premiums and payout long - term relationship, it＇ s an important effects of financial subsidies to commercial insurance companies handle agricultural insurance.