我国保险业市场结构、效率与绩效被引量：6

Market Structure,Efficiency and Performance of Chinese Insurance Sector

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摘要对我国保险业财险市场和寿险市场2007—2011年市场结构、绩效和经营效率之间的关系进行分析,并对市场结构与经营绩效关系的五种假说进行验证,结果显示:我国无论是财险市场还是寿险市场均不符合结构-行为-绩效假说(SCP)和相对市场力量假说(RMP),也不符合效率结构假说(ES),我国保险市场在一定程度上符合平静生活假说(QL)。 This paper tests five hypotheses proposed in the literature on the relationship between market structure, performance and efficiency using SFA analysis with a panel data in Chinese insurance sector during the period of 2007 - 2011. The empiri- cal results show clearly that neither property insurance market nor life insurance market agree with the structure, behavior and performance hypothesis, the relative market power hypothesis and efficiency structure hypothesis in China, but insurence mar- ket agrees with the quiet life hypothesis to some extent.

作者孙健张春海刘春红姜兴坤

机构地区对外经济贸易大学保险学院江西财经大学财税与公共管理学院

出处《南京审计学院学报》 2014年第1期28-37,共10页 journal of nanjing audit university

基金国家自然科学基金项目(71173038) 教育部人文社科规划基金项目(10YJA790164)

关键词保险业市场结构经营绩效经营效率市场力量假说效率结构假说保险市场 insurance industry market structure operating performance operating efficiency market power hypothesis ef- ficiency structure hypothesis quiet life hypothesis insurance market

分类号 F842.5 [经济管理—保险]

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