从不同类型农户的融资特点看农村金融供需——对张掖市150户农户的问卷调查

Looking Upon the Rural Financial Supply and Demand From the Financing Characteristics of Different Types of Farmers——The Questionnaire Surveyof 150 Peasant Households in Zhangye City

随着农业现代化进程的加快,农户收入结构的多样性对农村金融服务提出了多元化需求。本文在对张掖市150户农户进行问卷调查的基础上,将样本农户分为种养户和普通户,通过对不同类型农户的金融需求特点,以及农村金融供给对不同类型农户金融需求满足情况进行分析,提出健全农村金融体系的相关建议。

With the speeding up of agricultural modernization process, the diversity of farmers＇ income structure puts forward di- versified demand for rural financial services. Based on the empirical survey of 150 peasant households, the paper divides the sample farmers into farming households and ordinary peasant households, analyzes the characteristics of the financial demand of different types of farmers as well as the satisfaction of the different types of farmers＇ demand for rural financial supply, and puts forward sug- gestions on improving the rural financial system.