中国农村金融效率的区域差异研究

Study on the Regional Disparities of Rural Financial Effi ciency in China

运用泰尔指数对农村金融效率的省际差异和东中西部差异进行测度,测度结果表明:农村金融效率的省际差异呈先扩大后缩小的趋势,农村金融效率的区域差异主要表现为省际行政区域间的差异,三大区域间的差异比较小。然后利用基于回归方程的不平等分解法,从经济基础、政治和城市化三个方面对影响农村金融效率区域差异的因素进行分解,分解结果表明:省际个体效应的差异是农村金融效率区域差异扩大的最主要因素,平均贡献率达到78.53%;政府干预也是扩大农村金融效率区域差异的因素,平均贡献率为13.77%;经济基础和城市化是缩小农村金融效率区域差异的因素,贡献率分别为-2.11%和-1.39%。

The efficiency of rural finance in central and western region is lower than that of eastern region. This paper measured the disparities of regional rural ifnancial efifciency between provinces and between eastern, central and western regions in China from 2006 to 2010,using the index of GINI,GE1 and GE0.The ifndings demonstrated that the disparities of regional rural ifnancial efifciency increased ifrstly and then decreased, the disparity between provinces was the greatest and that between eastern,central and western regions was small. Then the disparities of regional rural ifnancial efifciency were decomposed by regression function decomposition method from economic base, politics and urbanization. Results revealed that the disparities of regional rural ifnancial efifciency was mainly due to the different individual effects of provinces which average contribution rate has reached 78.53%. Interference from the government was also an important factor which widened the disparities and its average contribution rate was 13.77%. Economic base and urbanization narrowed the gap of regional rural ifnancial efifciency which average contribution rates were-2.11%and-1.39%.