我国货币政策对中长期贷款影响研究——以新疆为例

The Research on Influence of Monetary Policy of China on Medium and Long-term Loan of Xinjiang

本文选取了一年期基准存款利率、存款准备金率、一年期基准贷款利率、再贴现率四个变量,用1981到2010年的数据,采取VEC模型,研究了我国货币政策对新疆中长期贷款的影响。研究结果表明:我国一年期基准存款利率对新疆中长期贷款是正向的影响,存款准备金率、一年期基准贷款利率、再贴现率对新疆中长期贷款是负向的影响。

This thesis selects the benchmark one-year deposit rate, deposit-reserve ratio, the benchmark one- year lending rate and rediscount rate including the date from 1981 to 2010, researching on the influence of monetary policy of china on loan of medium and long-term of Xinjiang by taking the VEC model.Resuh is that the benchmark one-year deposit rate has the positive influence on the xinjiang Medium and long-term loan.Deposit-reserve ratio, the benchmark one-year lending rate , and rediscount rate have the negative influence on the Xinjiang medium and long- term loan.