摘要
作为中国金融业的重要组成部分,保险业产生了显著的生产外部性,能有效推动非保险部门的结构调整和转型升级,并将促进国民经济结构的优化与总量的增长。基于两部门Panel Data模型的实证表明,保险作为一种重要的生产要素投入,会显著影响非保险部门的产出进而促进经济增长,经测算,对非保险部门每增加1%的保险要素投入,会带来国民经济增长0.1142%的保险生产外溢效应。
As the important part of the financial industry in China, the insurance industry showed a sig- nificant production externality. It can promote the structural adjustment and transformation upgrading of non-insurance department effectively and will promote the optimization of national economic struc- ture and the total growth. The empirical based on the panel data models of two departments showed that as an important factor of production inputs, insurance could affect the output of non-insurance department significantly to promote the financial growth. After measuring, every 1% insurance input to the non-insurance department increased, would bring 0.1142% insurance spillover effect production to the national economic growth.
出处
《金融理论与实践》
北大核心
2014年第5期87-91,共5页
Financial Theory and Practice
基金
国家自然科学基金项目(71173241)
湖南省哲学社会科学立项课题"我国保险经济传导机制与绩效研究--为湖南省经济社会发展服务"(1011001B)
2012年湖南省职业院校教育教学改革研究项目"高职院校与行业企业深度合作模式研究"(ZJB2012042)
关键词
保险业
生产外部性
两部门模型
面板数据模型
insurance industry
production externality
two-sector models
panel data model
