复杂性适应系统视角下的金融生态平衡与调节

Financial Ecological Balance and Adjustment from the Perspective of Complex Adaptive System

本文在探讨金融生态的复杂性适应特征基础上,运用复杂性适应系统理论从微观和宏观两个层面分析金融生态平衡的内涵及其调节机理。分析表明,金融生态平衡意味着单个金融组织利润最大化目标的实现、金融体系内部合理的结构秩序以及金融系统与环境的协调和适应,金融生态平衡的调节应主要是以市场原则为基础和方向的金融生态自调节,其调节机制是价格机制,且适度的监管是必要的。

Based on the discussion on the complex adaptive characteristics of financial ecology, this paper studies the connotation and regulation mechanism of financial ecological balance from the macro and micro perspective. The study shows that financial ecological balance means the achievement of profit maximization for single financial institution, the internal reasonable structural order of financial system, and the coordination and adaptation between the financial system and the environment. Therefore, the regulation of financial ecological balance should mainly be self-regulating with the market principles as the basis and the direction. Its regulation mechanism is a price mechanism, and proper supervision is necessary.