出口信用保险对“走出去”的溢出效应分析

An Analysis of Spillover Effect of Export Credit Insurance upon “Going Global”

出口信用风险利用国家财政提供风险基金,在保障中小企业"走出去"的过程中所起到的风险防范、补偿损失和推动经济发展等方面的作用是非常显著的。文章在综述了各位专家和学者研究结果的基础上,从经济学观点出发,探讨了出口信用保险在企业"走出去"过程中宏观和微观层面的溢出效应,并提出了信用保险商业化、信用保险法律化以及混业经营和建立风险基金等方面的建议。

Export credit insurance, making use of venture funds provided by state？revenues, plays a significant role in risk prevention, loss compensation and business expansion, thus protecting small and medium-sized en- terprises （SMEs） in the course of their “going global”. This article, on the basis of a summary of other experts and scholars＇ researches, and from the perspective of economics, explores the spillover effect of export credit insurance at both macro and micro levels on SMEs＇ going global, and puts forward suggestions on commercial- ization and legalization of credit insurance, mixed operation and establishment of venture funds.