农村创业者获得正规信贷支持的影响因素与性别差异——基于社会资本视角

Study on the Effect and Gender Difference of Social Capital on Venture Financing of Rural Entrepreneurs: Evidence from Liaoning Province

以辽宁省9市、126位农村创业者样本数据为基础,利用二元回归模型分析了社会资本对农村创业者正规信贷支持的影响,以及其中存在的性别差异。研究发现,农村创业者在获取正规信贷支持方面,存在着显著的性别差异,农村男性创业者获得正规信贷支持的发生比是农村女性创业者的1.6倍;社会资本对于创业者获取正规信贷支持有着显著的正向影响,且对于农村女性创业者的作用大于农村男性创业者;社会资本分量指标中"网络规模"和"网络构建"对农村创业者获取正规信贷支持有正向影响;通过扩大关系网络规模和容量、增强社会参与和组织参与程度,农村创业者能有效提高自身获取正规信贷支持的可能性。

Based on the survey of 126 rural entrepreneurs, the effect of social capital on venture financing of rural entrepreneurs was an- alyzed, and the gender difference between male and female entrepreneurs was discussed in this article. It was found that the effect of social capital on venture financing of rural female start - up was more remarkable than males. It was improved that the probability of credit supporting increasing with the expanding of social network, and the participation of society activities and organizations by the rural female entrepreneurs.